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Designing a staircase that meets state and local building codes requirements is challenging at times, especially when the customer insists on a particular “look”. This is when the builder’s expertise comes into play. Most customers have “unique” ideas as to the design of their staircase. Many offer pictures from magazines of a staircase that was built many years ago, before building codes were enforced. Designing a stair with these ideas can present problems with code compliance. A Non-Compliant staircase is an unsafe staircase.

Experienced stair builders with a full knowledge of the stair codes can usually adapt the customer’s design ideas into a safe code compliant stair. If this is not possible, the smart stair builder will walk away.

Building codes were established for the safety and protection of the public. Codes regulating stairway construction have made some changes over the years and have improved in practicality. The Stairway Manufacturer’s Association (SMA) is an organization dedicated to improving stair safety and maintaining a higher standard of stair construction. The SMA and its members have played a major role in research and testing; resulting in code changes that have drastically improved stair safety.

Through the efforts of the SMA, we have a better understanding of code applications and how we can integrate safety through code compliant design. We have conducted a number of studies such as Handrails Used by Persons with Disabilities and Understanding Graspability for example.

Customers expect a great looking staircase that is well constructed. The professional stair builder ensures that a stair not only looks good, but is also code compliant and above all, safe for everyone.

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We have all heard the commercials on the radio or on the T.V. on how you can settle your tax debt with the IRS for pennies on the dollar and you often wonder whether these commercials are true or not. Well what these commercials do not tell you are that most taxpayers do not qualify for an Offer in Compromise unless you are able to satisfy certain criteria.

An Offer in Compromise is when the taxpayer agrees to settle their tax debt with the IRS for less than the full amount owed. If you owe the IRS $25,000.00 and satisfy certain conditions and then pay the IRS one check for $2,000.00 to fully satisfy your tax debt, then this is an Offer in Compromise.

The IRS is like any other business. When people owe them money and they are having a hard time collecting their money, the IRS figures that some money is better than none. Thus you have the Offer in Compromise Program.

First Myth - Don’t worry about unfiled years - Before you can even submit an offer, you must be current in all of your tax filings with the IRS. Often when people owe the IRS money they stop filing their tax returns for subsequent tax years. If this is the case, then the taxpayer must first become current with all of their delinquent tax years.

Second Myth - The IRS will quickly approval your offer - Making an offer is very time consuming on both the part of the taxpayer and the IRS. The taxpayer must accurately disclose all of their personal financial information to the IRS and often the IRS will request additional information.

Third Myth - I can just pull a number out of the air and tell the IRS that is how much I will pay them to settle the debt. The IRS has a set of stringent guidelines that must be followed to determine how much they will accept as a payment in an offer and compromise. The taxpayer must complete several financial disclosure forms such as Form 433-A or Form 433-B. These forms are very detailed and the taxpayer must honestly complete these documents or the IRS will deny the offer.

Once these forms are completed, the IRS will then look to see what geographical area of the country you live in. Based upon this information they will come up with a dollar amount of your monthly living expenses. This is all information that the IRS will use to determine if you qualify for an offer in compromise and the minimum amount that they will accept from you as a full payment.

If a person or business owes money to the IRS, an offer in compromise is an exactly way to settle your IRS debt. However it is a very complicated process and by using the assistance of a qualified tax professional you can greatly increase your odds of submitting a successful offer.

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Many offers in compromise requests are rejected by the IRS because of a poor representation of the case. Correct filling of the various forms is a prerequisite for filing an offer in compromise. The taxpayer usually does not possess the necessary skill or knowledge of the processes involved in offer in compromise. In such situations professional help come in handy.

If you are not well informed about tax law or IRS assessment and audit procedures, you are in danger of further difficulties with the taxes. Taxpayers are often exposed to IRS errors, mistreatment, and intimidation. People frequently pay more than their tax liability either as a result of wrong IRS proceedings, or because they do not seek the guidance of a competent and experienced tax practitioner.

An IRS tax lawyer helps you make successful offer in compromise settlements. He can also advise you on fraud audit examinations and tax lien removal. It is always advisable to seek the help of a tax lawyer for making installment agreements and payment plan negotiations. In addition, an IRS tax lawyer offers help in IRS tax levies, un-filed tax returns, penalty abatements, and IRS appeals and litigation.

An IRS tax attorney prepares offer in compromise forms such as form 656 and form 433A and form 433B (financial statement), so that the filing procedures become professional. He attaches a legal memorandum in all offer in compromise filings to ensure that the Internal Revenue Service follows the OIC statute and the offer regulations. This forces the IRS to follow tax policies and offer in compromise laws strictly and in accordance with legislative history. The tax lawyer in offer in compromise cases forces the IRS to follow all legal and administrative procedures. The tax layer requires a tax information authorization in form 8821 and a power of attorney in form 2848 to assist with your OIC.

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Over the past few years I have had several friends and clients come to me with relationship issues. As I listen to their heart breaking stories, there seems to be one central theme, “compromise is hard”. They tell me stories of how their partners really don’t want to do what it takes to make the situation work or to compromise.

Why is compromise so hard and why are so few willing to do it? Well first you have to be truthful about what compromise means in a relationship. It means that at least one person in the relationship is not necessary going to get what he or she wants and they give up their desires for the other person’s wishes. For many this is hard to do and ends up being a source for arguments and control in the relationship.

In some relationships one person uses the compromise card more than they should and if uses too much the other person ends up having ill feelings towards the person using the compromise card all the time. In my relationship I can honestly say that my husband and I compromise with each other’s wants and wishes all the time pretty much equally. I can remember wanting to go on a trip and not really being financially prepared to go. We had to so many other financial responsibilities, but I felt like we deserved and needed a trip. My husband fought not to go, but in the end he gave in and compromised even though he didn’t feel it was the right thing to do. I then felt bad because I knew he was fighting to keep us from going into more financial debt, but my emotions were too high and I want what I wanted.

Have you ever been in this situation? Most of the time during a compromise situation our emotions are too high and this affects the way we process what we feel about the situation. Your emotions ultimately affect how hard you fight for what you believe in. But who suffers in a situation like this? Who wins? The truth is everyone suffers and nobody wins, not even the person who gets their way. The truth is if one person is fighting for what they feel is best for the family then that person should be awarded the compromise. But what happens if both people are fighting for what they think is best for the family? Well in this situation someone is going to need to step down and trust the other persons choice, and this is truly what compromise boils down to, allowing the other person to make the decision, even though you might not fully agree.

However, I believe in most cases when both people strongly disagree about a topic, one person is usually over invested in the issue emotionally. Until that person is willing to look at the facts and not their emotions I’m sorry to tell you, it’s going to be a hard battle getting them to see your point. That person normally knows who they are in the relationship but is usually unwilling to admit it because of selfish reasons; they want what they want, like I did in my situation. Many marriages and relationships fail because the other person is unwillingness to compromise.

So what do you do if you are in a relationship and your partner chooses not to compromise? Well I believe you have to take one occurrence at a time. However if you are to the point where you are so fed up you are thinking about leaving I would say first make a beeline to someone who can help you with this situation before you do anything drastic. Go talk to a counselor, therapist, social worker, or a coach. These skilled professionals can help you and give you an outside perspective. But if you are not running towards the door then talk with your spouse about how you really feel when the situations arise. If your spouse is a person that loves you and you are both committed to making this relationship work then they will listen. In the end if compromises are done correctly, everyone ends up getting what they want and need.

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Redundancy payouts in the UK follow specific computations. If you have been made redundant and you have been working continuously for an employer for at least two years, the payout calculation would be as follows: half of a week’s pay for every year of continuous employment if you are younger than 22 years old; a week’s pay for every year of continuous employment if you are between 22 and 40 years old; and 1.5 week’s pay for every year of continuous employment if you are older than 41 years old.

As you try to understand more about redundancy payouts, you might have asked your self, ‘What does a ‘week’s pay’ mean?’ The phrase refers to the monetary amount you would receive under your employment contract terms. Such provisions of your contract could be written, spoken, implied, or a combination of the three. You should have at least received a statement of the details at the start of the employment or within two months following your employment.

Your week’s pay is your basic weekly salary or wage if you have been working regular hours and your pay has not changed on a weekly basis. Overtime earnings would not be added unless the overtime was included in the normal weekly routine.

The pay is averaged over 12 weeks prior to the date of calculation. Every February of the year, the maximum statutory limit is reviewed for any appropriate and timely adjustment. Employers are required to pay the rate set by the government, though they could opt to pay more.

If you work in shifts, there would be necessary adjustments to the computation of your redundancy payouts. If the normal hours of work vary weekly due to work shifts and your overall earnings vary as a result, the same calculation is carried out but this time, the earnings per hour are multiplied by average weekly hours over 12 weeks. If there is no fixed hour, the week’s pay would be the average weekly earnings 12 weeks before the date of the calculation.

In case earnings have been changing weekly due to productivity bonus arrangements, the week’s pay is computed by multiplying the number of hours when you normally worked within a week by the average hourly earnings over 12 complete weeks prior to the date of calculation. Take note that only hours that have been actually worked are accounted.

You do not need to work certain amount of working hours to qualify for redundancy payouts. Employees are entitled to redundancy payouts as long as they have worked at least two years continuously for the same employer.

Employers could offer to pay higher than the actual redundancy payouts. That is if employees would get into a compromise agreement. The document would take away employees’ rights to file for any other claim regarding employment and redundancy in the future. If you decide to accept such an agreement, you must hire a reliable employment solicitor to provide you legal guidance. The employment law specialist could also provide additional insights about redundancy payouts and other related concerns.

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Believe it or not, the IRS does not have to accept your Offer In Compromise (OIC). In fact, it is common for OICs to be rejected. The IRS only accepts roughly 10 to 15 percent of OICs that they receive. This does not mean that you should not consider this tax settlement method but just understand that the odds are are not in your favor.

If your Offer In Compromise is rejected you should consider appealing it. This is something that many people don’t realize is possible, but it can help you get what you want - with just a little more work. Understand that you typically have 30 days from the date on the reject letter to appeal it.

To start, you need to fill out Form 13711 - Request for an Appeal of Offer in Compromise. This will get the ball rolling by showing the IRS that you believe your offer was unfairly rejected. Even though you have to put a lot of work into the appeals process, it can really payoff in the end if the IRS decides to side with you and eventually accept your offer. You can also send a letter requesting an appeal. This is a great idea if you have a good reason for your appeal and want to show it to the IRS in your own words. Remember, your appeals letter does not have to be perfect; it simply needs to get the point across in a clear and concise manner.

The most common reasons for the rejection of an OIC is that it does not meet the criteria set forth by the IRS, or offer amount you submitted is too low or unreasonable when compared to the Reasonable Collection Potential set forth by the IRS for you.

If you meet the qualifications set form by the IRS (Doubt as to Collectibility, Doubt As to Liability, or Effective Tax Administration (severe hardship or circumstance you are in) you will have a good chance of getting your offer accepted. If you have proof, and your offer is rejected, you will then want to continue forth with the appeals process detailing to the IRS what you disagree with. For anything you disagree with, make sure you have supporting documentation and facts to back up your claims.

Was your Offer In Compromise rejected by the IRS? If so, you should feel comfortable appealing the decision. Every taxpayer has the right to appeal decisions by the IRS that are unfair. This definitely holds true with Offer In Compromise.

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I was listening to a popular radio talk show today when a caller called in and said that he was very offended by the radio host always talking about the founding fathers. When the host asked him why that offended him, he stated that the founding fathers were racist because they supported the three-fifths compromise.

The three-fifths compromise stated that slaves on counted as three-fifths of a person for census purposes and it is true that the founding fathers not only supported it but are the ones that came up with it.

It is important to realize why in the world they would support this before you automatically label them as racist. You see, the slave owners actually wanted the slaves to count as a full person but of course wanted them to have no freedoms.

Now why would the slave owners of the south want them to count as a full person while the northern sates, that had already abolished slavery, want them to count as only three-fifths of a person? The answer is simple. The south wanted them to count as a full person so they could gain more seats in the house of representatives and guarantee slavery to go on forever.

The Northern states realized that abolishing slavery was a monumental task and the three-fifths compromise was the first step toward getting rid of slavery for good.

The founding fathers were definitely not perfect people but they did have amazing foresight into what was right for the nation going forward even if it didn’t benefit them directly.

I urge everyone to take their own time and do there own research into history before they start making judgements based on partial truths but out by radicals on both sides. Do your due diligence, study these people and their writings and form your own conclusions based on those truths.

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The definition of the word compromise is, “an agreemwnt reached by That is exactly what compromise means. Both sides have to make adjustments to reach the agreement. Unfortunately that is not what people do to complete their definition of the word

Because their is one human characteristic that is fashioned very early in everyone’s life, and makes it nearly hopeless to achieve the true meaning of the word compromise to ever be present in anyone. That is me, myself and I illness. Selfishness.

Let me give you an example. Do you ever have to teach a child how to lie? and take it. You don’t ever have to educate them on how to do this. It doesn’t take them very long to have all this figured out. Then they know how to inflict agony to get that toy from the other child if that child resists, and then lie about how it was the other child’s responsibility because he hit you first. I know all about this, and you know all about this if you are human.

they will be by the time they reach twenty years of age and experience the years of If you have children or grand-children, I know you have all seen this in action.

with them into their careers. Politics, attorneys, bankers…..well, you get my drift. They will also go on to be partners in marriage ceremonies.

I believe we are at a crossroads in America today. We have so many of these children that have entered into adulthood taking with them that same selfish arrogant attitude, and are now using it with great accuracy on the other individuals that they come across every day of their lives. “If you don’t give me what I want, I will do anything and everything to attain what I

Now I know this doesn’t pertain to everyone, but it applies to a good portion of people today.

I grew up like this. I was a dreadful person to be around. I used all these with exact skill. I had some of the finest teachers also. It was not until I met Jesus Christ, that my life finally turned around.

These are the kind of individuals that you don’t want as a marriage partner. They are not willing to compromise. They think compromise is when I win and get what I want. When I went into an dispute with my wife, I was setting up on how I was going to be the victor, not compromise.

For those of you who are in these types of marriages, I know how testing it can be. You can never win when you are up against someone who is uncompromising, selfish, and never able to look at themselves in the mirror and find out who they really are. This must take place before there can be any real change.

What about you? Do you compromise? Or do you go into that marriage with competition in your eyes and the position that you are going to seize what you want. You’re not going to give in.Your rights are important too!

The greatest act of love is to serve. If you want to be first, become last. Even if you are getting battered and beat up by your marriage partner, learn to Go that extra mile. Over time they will spot the difference, and before long they will be able to glance into the mirror and see someone that they never saw before. A brand new you.

I will close with this report that I heard a while back.

There was a bad auto accident that involved this man’s wife. She was a very fine-looking women. The doctors said it was a miracle that she was even alive. They had done some surgery on her face and did a magnificent job at restoring her facial features back to what they were before the tragic collision, but warned her husband that her lips would forever be curved and angled to one side.

since the accident. He walked into the room slowly. She was sitting up in her bed very expectantly. She was afraid he would never look at her the same, and maybe never kiss her again. No words were spoken. He very gently walked over to her…..as he angled his face and lips so that they would fit right into hers…..he kissed her so affectionately. With tears streaming down her face, they embraced, and all her fears she had vanished.

That’s called compromise my friend. Adjusting yourself to reach an agreement for the good of someone else.

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After weeks of back-and-forth political jockeying over President Obama’s proposed economic stimulus package, Congress settled on a compromise bill that offers expanded federal grants and tax benefits to college students, along with funding for states to restore education budget cuts and for research institutions to expand their development.

Overall, the final stimulus bill will deliver between $50 billion and $75 billion to higher education, estimates Inside Higher Ed.

No Stimulus Help for Student Loans

In previous years, non-federal private student loans have offered undergraduate and graduate students a source for additional financial aid that they could use to supplement their federal student loans and grants. But in the face of the current credit freeze, most lenders of private student loans have suspended their private-loan programs or simply gone out of business altogether.

Those few lenders that still offer private student loans have tightened their credit criteria to the point that many students and families can no longer qualify - especially as borrowers’ credit scores continue to take hits from foreclosures, missed bill payments, and canceled credit cards.

In the current economic environment, with unemployment climbing, home equity largely gone, the value of investments and college savings plans evaporated, and private student loans hard to come by, more and more families are finding themselves unable to meet tuition and other college costs on federal student aid alone.

To help the growing number of cash-strapped students who will need additional financial aid on top of federal grants and student loans, the House of Representatives, in its version of the stimulus bill, had proposed to increase borrowing limits by $2,000 on unsubsidized federal college loans, which are available to eligible undergraduate and graduate students regardless of their financial situation.

The Senate version of the stimulus legislation, on the other hand, would have injected $61 million into the federal Perkins student loan program, providing additional funding for those subsidized federal college loans targeted at the neediest students,.

But the compromise bill does neither. The stimulus funds for higher education will go toward expanded grants, work-study, and tax benefits, with no money earmarked for federal student loans.

The Higher Education Stimulus for Students

American Opportunity Tax Credit: Proposed by President Obama on the campaign trail, this tax benefit program will temporarily replace the current Hope Scholarship Tax Credit, raising the currently available maximum education tax credit from $1,800 to $2,500. The new tax credit will be available for up to four years of college and will be up to 40 percent refundable for those families who don’t owe any taxes.

Federal Pell Grants: The federal grant program for low-income students will receive an additional $17.1 billion in funding.

Federal Work-Study Program: This federal financial aid program, which allows eligible students to earn money working part-time in government-subsidized jobs, will receive $200 million in funding.

The Higher Education Stimulus for States

States will receive $53.6 billion in education stimulus aid over the next two years, $39.5 billion of which will be used to restore spending cuts made to education and public colleges as a result of state budget deficits, and $8.8 billion of which will be handed to state governors to be used for high-priority “critical” initiatives, which can include education programs and school facilities improvements and maintenance.

The Higher Education Stimulus for Research Institutions

National Science Foundation: A federal agency dedicated to research and training in all fields of non-medical science and engineering, the NSF will receive a total of $3 billion, with $2.5 million allocated for research, $400 million for infrastructure, and $100 million for education.

National Institutes of Health: Part of the U.S. Department of Health and Human Services and the primary federal agency for conducting and supporting medical research, the NIH will receive $10 billion - $8.5 billion for research and $1.5 billion for university research facilities.

Department of Energy: The DOE, which oversees U.S. energy and nuclear security,will receive $2 billion for research, with $1.6 billion going to the Office of Science and $400 million going to the Advanced Research Projects Agency for Energy (ARPA-E).

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Have you ever thought about why it is so hard to make a relationship last? Why do so many people struggle with something that can be so simple? Why you can’t keep a wife, a husband, a girlfriend, a boyfriend, or any kind of significant other? What went wrong in the relationship? Why doesn’t he/she like me? Why don’t they love me? What can I do to keep them from leaving me? How can I get my lost husband, wife, girlfriend, or boyfriend back? What do I have to do to keep them here with me? What do I have to do to make this relationship work forever.

Most people have pondered those exact thoughts at some point in their life. Some are doing it right this very minute. And they need help in doing it. What can I do to fix this situation they say. Most people miss the biggest thing they can do. Or they know what they have to do and just don’t. What is it? Compromise.

Compromise could be defined as give and take. Or, you could say it is sacrifice for the good or the bad. But sometimes if you want something you are going to have to compromise and give up a little of something else. That is how it works with all things including relationships. I might have to spend less money on my hobby so that I can have money to take my wife out to eat. Or she might have to spend less on cloths so I can get those football tickets that I so badly want. That is how it is in successful relationships. Ninety-Nine percent of relationships have to compromise to make them work.

So, when you are thinking about why some relationship is not working, or why someone left someone else, you at least know part of the answer. When you ask yourself why you can’t keep a partner, spouse, girlfriend, boyfriend, etc., you have part of the answer. When you ask yourself what you can do to get your ex back, you have part of the answer. That answer is compromise. And we can help you with that and many other problems you face in your relationships.

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